Conventional
30 Year Fixed
 Rate  APR  Points
 4.625%  4.686%  0.000%
15 Year Fixed
 Rate  APR  Points
 4.500%  4.606%  0.000%
3 Year Fixed Rate, *(ARM) 30 Year Term
 Rate  APR  Points
 4.250%  5.030%  0.000%
5 Year Fixed Rate, *(ARM) 30 Year Term
 Rate  APR  Points
 4.875%  5.133%  0.000%
Rural Development
USDA 30 Year Fixed Rate
 Rate  APR  Points
 4.875%  5.422%  0.000%