Conventional
30 Year Fixed
 Rate  APR  Points
 5.000%  5.062%  0.000%
15 Year Fixed
 Rate  APR  Points
 4.875%  4.982%  0.000%
3 Year Fixed Rate, *(ARM) 30 Year Term
 Rate  APR  Points
 4.625%  5.486%  0.000%
5 Year Fixed Rate, *(ARM) 30 Year Term
 Rate  APR  Points
 4.875%  5.439%  0.000%
Rural Development
USDA 30 Year Fixed Rate
 Rate  APR  Points
 5.375%  5.932%  0.000%