Conventional
30 Year Fixed
 Rate  APR  Points
 4.125%  4.182%  0.000%
15 Year Fixed
 Rate  APR  Points
 4.000%  4.101%  0.000%
3 Year Fixed Rate, *(ARM) 30 Year Term
 Rate  APR  Points
 4.125%  4.717%  0.000%
5 Year Fixed Rate, *(ARM) 30 Year Term
 Rate  APR  Points
 4.625%  4.804%  0.000%
Rural Development
USDA 30 Year Fixed Rate
 Rate  APR  Points
 4.500%  5.042%  0.000%