Conventional
30 Year Fixed
 Rate  APR  Points
 4.875%  4.937%  0.000%
15 Year Fixed
 Rate  APR  Points
 4.500%  4.606%  0.000%
3 Year Fixed Rate, *(ARM) 30 Year Term
 Rate  APR  Points
 4.500%  5.362%  0.000%
5 Year Fixed Rate, *(ARM) 30 Year Term
 Rate  APR  Points
 4.875%  5.363%  0.000%
Rural Development
USDA 30 Year Fixed Rate
 Rate  APR  Points
 5.250%  5.805%  0.000%