Conventional
30 Year Fixed
 Rate  APR  Points
 3.875%  3.931%  0.000%
15 Year Fixed
 Rate  APR  Points
 3.500%  3.599%  0.000%
3 Year Fixed Rate, *(ARM) 30 Year Term
 Rate  APR  Points
 4.125%  4.433%  0.000%
5 Year Fixed Rate, *(ARM) 30 Year Term
 Rate  APR  Points
 4.625%  4.568%  0.000%
Rural Development
USDA 30 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.663%  0.000%